Wave is one of the few genuinely free accounting tools, and its invoicing is solid. The trade-off is that you must create an account and your data lives in Wave's cloud — and some features have moved behind a paid Pro plan.
Compiled from Wave’s public information (2026). Always check the provider’s site for current terms.
If you just need to hand a client a clean invoice, estimate or receipt as a PDF, you don’t need a full subscription. Free BizDoc is a free, no-sign-up generator — fill in the details, and download the PDF in seconds. US sales tax, UK VAT, Australian GST and Canadian GST/HST are built in. Here’s how it compares with Wave.
Free BizDocthis tool | Wavefree accounting | |
|---|---|---|
| Create & download without an account | Yes | No — account required |
| What’s free | Unlimited creation; 2 PDF downloads/hour. Free account saves 5 docs. | Free invoicing + bookkeeping |
| Your data stored on their servers | No — made in your browser (unless you save) | Yes — cloud account |
| US / UK / AU / CA tax built in | Yes | Yes |
| Online card payments | No | Yes (fees) |
| Full accounting / recurring | Basic management on PRO; no full accounting | Yes — full |
| Price | Free; PRO $15/mo optional | Pro ~$19/mo |
Prices and free limits change — the figures above are from Wave’s public information in 2026 and may differ now. “Account” means you must register before you can create or download a document.
You want free bookkeeping tied to your invoices, bank connections and payment collection, and don't mind creating an account.
Yes. Free BizDoc lets you create and download an invoice PDF for free with no account and no trial. Wave is one of the few genuinely free accounting tools, and its invoicing is solid.
With Wave you need to create an account first. With Free BizDoc you can fill in a document and download the PDF straight away — nothing to register, and the document is generated in your browser rather than stored on a server.
For simple, occasional invoicing with no cost or sign-up, Free BizDoc is quicker. Wave is the better pick if you want free bookkeeping tied to your invoices, bank connections and payment collection, and don't mind creating an account.
